prestige Card Fraud Part 1 - How It Happens

Credit card fraud has been around as long as prestige cards have. The majority of incidents occur through the internet when a buyer falls foul of phishing scams or less-than-honest websites.

Hand Held Credit Card Machine

However, almost a quarter of British population have fallen foul of the prestige card fraudsters who control on the high street. There are any ways for criminals to get hold of your card details, but all of them can be prevented if you are vigilant and know the tricks.

Shoulder surfing is perhaps the most tasteless and easiest for criminals to do. When you're paying for goods in a shop, the thief will stand behind you and discreetly watch you enter your Pin. Once outside, they will result you and steal your card, either by distracting you, picking your pocket or indicating to a partner in crime to do so. Keep your Pin entries well shielded and don't leave your card or wallet loose in a pocket or handbag.

Card-trapping mimics the behaviour of a cash engine when a Pin is entered incorrectly. The criminals fit a expedient into the card slot which traps your card inside, causing you to enter your Pin any times (while the criminals watch). The idea is that you will give up and go into the bank to complain about your unreturned card. When you do this, the criminals can remove the expedient and your card, and use it. Again, keep your Pin entry shielded and discover the cash point for any unusual fixtures.

Skimming uses two pieces of equipment; a expedient attached to the card slot which will read your details as you insert it, and a tiny camera trained on the keypad which will narrative you entering your Pin. The criminal can use your details to make a counterfeit card to use, perfect with Pin, at Atms and shops. You may only realise your card has been skimmed and cloned when you check your bank equilibrium or statements. Before using a cash engine always discover it thoroughly, and narrative any unusual or unfamiliar fixtures to your bank. Do not use it unless you are sure it's safe.

Card cloning and skimming don't always need a cash machine. A dishonest sales assistant can use a handheld expedient to skim your card in a shop that doesn't use Chip and Pin, and use this in the same way; creating a double card which they can then use to empty your bank account. This type of fraud can also happen if you hand your card to an worker in a restaurant, which they take away to carry out a transaction. The golden rule here is to never let your card out of your sight; result the waiter to the till, watch the cashier carefully, and narrative any suspicious behaviour immediately to the manager.

prestige Card Fraud Part 1 - How It Happens
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